USDA loans provide great option for home buyers on the edge of suburbia

Do you have clients who have the income and reserves to buy a home, but not the down payment? If they live in the right area, a USDA loan could be a perfect option …

The 20% fallacy: Why you do NOT need 20% down — or do you?

One of the most persistent myths still making its rounds is that you need 20 percent down to get a mortgage. In fact, you have not needed 20 percent down since FHA went into business in 1934. In recent years, as lender scramble for millennial borrowers…

How to use a federal home loan for mortgage insurance

Mortgages are also subject to this rule. You might be familiar with homeowners insurance for those funded by a conventional loan, but what are the differences with federal home loans …