Minorities and mortgages: Why hasn’t the trend changed?

Homeownership is an avenue to wealth and savings for most people, but it’s a path that isn’t available equally. Mortgage approval rates, decrease in investment valuation and ingrained historical practices perpetuate an environment that is impossible to…

3 heat maps show Chicago’s changing real estate landscape

KIG Analytics created heat maps examining new construction and demolition permits, the elderly population and median income, home value and educational attainment in the city of Chicago …

6 vital questions to ask your lender

Listing agents often ask me how to vet the buyer and his or her lender, so I put together a short list of questions I would recommend asking the lender when you receive an offer …

Harvard’s annual housing report tells ‘tale of 2 markets’

Although the real estate industry has enjoyed about two decades of housing market growth, the national homeownership rate decreased to just 64.5 percent last year, falling back to levels not seen since 1993 and taking 20 years of momentum with it …

The ABCs of ancillary income: Part 2

So you’ve trimmed your operating costs to the bare bones. You’ve raised rents as high as you dare. You’ve done everything you can think of to lease those vacant units. Now, what do you do if your bottom line still needs a boost …

The ABCs of ancillary rental income

So you’ve trimmed your operating costs to the bare bones. You’ve raised rents as high as you dare. You’ve done everything you can think of to lease those vacant units. Now, what do you do if your bottom line still needs a boost? Maybe it’s time to pay …

Detroit mortgages, affordable; San Francisco, not so much

A new survey from realtor.com predicts that Detroit will be the most affordable and San Francisco the least affordable markets this year. The online real estate services provider released the results of its first-ever Mortgage Affordability Report toda…

Why affordability could be a red flag for housing recovery

In a lot of ways, real estate today should be a buyer’s paradise: Property values remain at or below their historic affordability levels in most markets, lenders have $2 trillion in excess cash available to lend, and foreclosures have fallen to levels …

Inman News 2014-12-09 04:15:10

Infographics and stats to start off your week — reader opinions about agent ratings systems, interactive maps explaining housing bubbles and income gains and losses, and more …

We’re on the edge of a terrific economic expansion, there’s just one thing holding us back

Long-term rates stabilized this week as events, puzzles, forces and conflicts scattered all over the world canceled each other. We focus on the yields of long-term debt (like bonds and mortgage-backed securities) because they are the result of real-tim…