Weighing Risk and Reward: Crypto-Investing in Home Equity

For homeowners that are looking to access home equity funds, but don’t want to take out a second loan, a home equity line of credit (HELOC) or a reverse mortgage, there are not many options; however, blockchain technology is looking to change that by offering investment opportunities that are tied to a home’s equity and […]

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Weighing Risk and Reward: Crypto-Investing in Home Equity

For homeowners that are looking to access home equity funds, but don’t want to take out a second loan, a home equity line of credit (HELOC) or a reverse mortgage, there are not many options; however, blockchain technology is looking to change that by offering investment opportunities that are tied to a home’s equity and […]

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With Fast-Growing Prices, Gains in Equity Are Exceeding Minimum Wage

For many Americans, homeownership is a vehicle for wealth—an appreciating asset that, more often than not, earns a profit at resale. In the market today, homeowners are all but promised to reap the rewards. According to an analysis recently released by Zillow, appreciation is so healthy that homes in many markets are producing more than […]

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Equity Growing in Lowest Tier: Report

Buyer demand is highest for starter supply—and entry-level homes are appreciating faster than others as a result, according to an analysis by Zillow. “When the housing market crashed, owners of the least valuable homes were especially hard hit and lost more home value than homeowners at the upper end of the market,” says Aaron Terrazas, […]

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Seriously underwater homes dropped by 0.8 percent in 2017

Attom Data Solutions today released its 2017 U.S. Year-End Home Equity and Underwater analysis, which revealed that the number of seriously underwater properties — meaning they had a loan-to-value (LTV) of 125+ — decreased 0.3 percent year-over-year in Q4 2017 to 9.3 percent, the smallest year-over-year decrease in the share of seriously underwater properties since Attom began tracking in Q1 …

Home Price Change Expectations Flat

Many homeowners have enjoyed a return to positive equity in recent years, with home prices on a consistent upward trend in most markets. How high will values go? Potentially not much further, according to consumers in the June 2017 Survey of Consumer Expectations by the Federal Reserve Bank of New York, who held firm on […]

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Real Estate Reigns as Americans’ Preferred Investment

Real estate is the long-term investment of choice for Americans, who in a recent survey by Bankrate.com placed it ahead of bonds, cash, gold and stocks as the best method of building wealth over time. Real estate is now the chosen vehicle for the third consecutive time in the survey: Real Estate (28 percent) Cash […]

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Gen X Falls Behind in Equity Gain

Homeowners have made inroads in building equity back up since the crash, with mortgages more evenly leveraged as values recover. One group, however, is struggling more than others to claw its way back. Gen X homeowners—those aged 35 to 50—wound up seeing the worst effects of the downturn, and though they have begun to recoup […]

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Research: Home Equity Major Retirement Asset for Most

One of the most significant advantages of owning a home is the ability to build wealth—and according to a recent report from the Employee Benefit Research Institute (EBRI), home equity is one of the top two assets households rely on in retirement, barring pension or Social Security benefits. The report, “Importance of Individual Account Retirement […]

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Rising home prices drive up homeowner debt, but don’t panic

Americans are paying more for homes, and the result is showing up in the form of red ink on families’ balance sheets …