You’ve done everything right; you’re credit is strong and stable, yet you still have problems securing a mortgage. What will it take? Ripples from the national crisis are affecting all borrowers nationwide as they try to secure new mortgages. And while those credit-worthy borrowers would think they have nothing to worry about when it comes… Read More

You have just moved in to your dream home. You waited so long to find the perfect home, to get through the closing and to get moved. Then all of a sudden you realize that your perfect home is not so perfect. Now what? Is there anything you can do? Do you have any recourse?… Read More

Would you believe over 50,000 U.S. homes were purchased with owner financing last year? The high rate of foreclosures, nationwide economic distress, coupled with stricter lending practices drained the pool of creditworthy homebuyers. But homeowners still had to find ways to recoup lost funds and owner financing is still an option. While the risk of… Read More

Single family homes are twice as likely to be burglarized as apartments, hotels or businesses. The most likely things to be stolen in a burglary are cash, small electronic equipment, home computers, cameras, jewelry, furs, tools and hand guns. Few people really bother about security until something happens to them or a neighbor. There are… Read More

Many clients inquire about properties that are listed as having an “assumable mortgage”; if only it was that easy to take over a mortgage! The concept of assuming a mortgage payment seems so appealing yet it’s not what it seems. There is a lot more to ‘assumable’ than that. In a nutshell, an assumable mortgage… Read More

Roughly one of every three mortgages has been found to have a considerable legal discrepancy and this is most notably because a substantial amount of loans are bought, sold and assigned to a third-party. Most homeowners look to the lender as the owner of the mortgage loan – Wrong! Individual mortgages are often bundled into… Read More

Purchasing a condo can be a great option for many buyers. Condos frequently feature desirable locations, minimal maintenance, and smaller price tags than single-family homes and home buyers today are considering a simpler lifestyle. But condo living, good or bad, can present unique challenges; Pros 1. Amenities. In many condominium communities you’ll find you have… Read More

The internet has an abundance of information on real estate so why should you hire a real estate agent? It seems easy enough to buy or sell; and just look on the major real estate sites and there is plenty of everything you need, right? Wrong! 1. Real Estate agents are the experts; they have… Read More